Calculator library
Formula-Backed Calculators
Browse finance, budget, tax, business, investing, math, economics, health, time & date, and home & energy calculators built with transparent formulas, interpreted results, and downloadable workbook support where useful.
Use the search and category filters below to find the right calculator for your decision — many tools include explanations, scenario comparisons, charts, and downloadable Excel workbooks.
181 calculators
Recommended starting points
New here? These six cover the most common decisions across finance, budgeting, business, math, and tax.
Start with what you want to do
Pick a goal and jump straight to the right set of tools.
Buy or refinance a home
Plan savings or investing
Understand tax and take-home pay
Fix budget and debt
Run a business or store
Solve math & statistics
Browse by category
Every published category in one place. Open a category for its full set of calculators.
Finance
20 toolsMortgages, loans, amortization, interest, savings, and retirement planning.
- Mortgage Calculator
- Mortgage Refinance Calculator
- Amortization Schedule Calculator
- Home Affordability Calculator
- Loan Calculator
Investing
9 toolsGrowth, returns, income, compounding, regular investing, and withdrawal planning.
- Investment Calculator
- Regular Investment Calculator
- Retirement Withdrawal Calculator
- ROI Calculator
- Dividend Reinvestment Calculator
Budget & Credit
6 toolsBudgets, debt payoff, credit card payoff, net worth, and personal cash flow.
- Budget Calculator
- 50/30/20 Budget Calculator
- Net Worth Calculator
- Debt Payoff Calculator
- Debt Payoff vs Investing Calculator
Business
11 toolsMargins, markup, break-even, ecommerce profit, ROAS, LTV:CAC, and pricing decisions.
- Profit Margin Calculator
- Markup Calculator
- Break-Even Calculator
- Ecommerce Profit Calculator
- Break-Even ROAS Calculator
Tax
5 toolsIncome tax, VAT/GST, salary, take-home pay, and practical tax estimates.
- Income Tax Calculator
- VAT/GST Calculator
- Sales Tax Calculator
- Salary & Take-Home Pay Calculator
- Global Import Duty Calculator
Economics
10 toolsOpportunity cost, marginal utility, diminishing returns, pricing response, and production models.
- Financial Needs Pyramid Calculator
- Diminishing Returns Calculator
- Opportunity Cost Calculator
- Marginal Utility Calculator
- Market Equilibrium Calculator
Math
73 toolsPercentages, percentage change, standard deviation, variance, dataset analysis, and a scientific calculator.
- Standard Deviation Calculator
- Odds Ratio to Risk Ratio Calculator
- VIF Calculator
- Two-Proportion Z-Test Calculator
- Kruskal-Wallis Calculator
Health
4 toolsBMI, daily calorie needs (TDEE), and a calorie-deficit weight-loss timeline.
View HealthTime & Date
6 toolsTime zone conversion, work-hour timesheets, exact-age calculations, date differences and durations, and time-based percentages.
View Time & DateHome & Energy
8 toolsRooftop solar sizing, gutters, insulation, roofing materials, and deck planning, with cost estimates.
- Solar Panel Roof-Fit Calculator
- Gutter Calculator
- Insulation Calculator
- Roofing Calculator
- Decking Calculator
Everyday
7 toolsPractical everyday calculators, starting with bicycle tire pressure.
- Bicycle Tire Pressure Calculator
- Baker’s Percentage Calculator
- Cake Pan Size Converter
- Clothing Size Converter
- Bra Size Converter
DIY & Materials
3 toolsMaterial quantities for DIY projects, starting with concrete for slabs, footings, and columns.
View DIY & MaterialsConversion
19 toolsMove a quantity between units or number systems and see the factor that did it — starting with lakh and crore against million and billion, commas and all.
- Million, Billion and Trillion Converter
- Area Converter
- Energy Converter
- Roman Numerals Converter
- TPI to mm Pitch Converter
What the badges mean
Formula — Shows the calculation method and a worked example.
XLSX — Downloadable Excel/CSV workbook generated from your inputs.
Charts — Visual breakdown of the result.
Scenarios — Compare different assumptions side by side.
Amortization — Full payment-by-payment schedule.
Region modes — Country-specific labels or assumptions where available.
Advanced — Deeper planner with multiple modes.
Recently improved
What we have upgraded lately — the site is actively maintained.
Not sure which calculator to use?
Quick guidance when two tools look similar.
Mortgage Calculator vs Loan Calculator
Use Mortgage for a home purchase with taxes, insurance, and PMI; use Loan for any general fixed loan.
Budget Calculator vs 50/30/20 Budget Calculator
Budget is a full line-by-line plan; 50/30/20 is a quick needs/wants/savings split.
Profit Margin Calculator vs Markup Calculator
Margin is profit as a share of price; markup is profit as a share of cost.
ROI Calculator vs Investment Calculator
ROI measures a single investment’s return; Investment projects growth from contributions over time.
VAT/GST Calculator vs Income Tax Calculator
VAT/GST works on a price; Income Tax works on earnings and brackets.
Debt Payoff Calculator vs Credit Card Payoff Calculator
Debt Payoff compares snowball vs avalanche across debts; Credit Card focuses on one card and minimum-payment traps.
Frequently asked questions
Choosing a calculator and reading the results.
What calculators are available on Calculator Matters?
Formula-backed calculators across 13 categories — Finance, Investing, Budget & Credit, Business, Tax, Economics, Math, Health, Time & Date, Home & Energy, Everyday, DIY & Materials and Conversion — covering 181 tools in total.
How is my data handled when I use a calculator?
Every calculator runs directly in your browser for educational planning, and the figures you enter for a basic calculation are not sent to a server.
Do the calculators show formulas?
Yes. Every calculator shows the formula it uses, the assumptions behind it, and a worked example, so you can reproduce the result yourself.
Which calculators include downloadable Excel workbooks?
Most do — including the mortgage, loan, budget, debt-payoff, profit-margin, and tax tools. Look for the “XLSX” badge on a calculator card, or filter by it above. The workbook is generated from the values you enter.
Why may results differ from banks, tax authorities, or brokers?
They use your exact rate, fees, rounding, eligibility, and current rules — which a general calculator cannot know. Treat results as planning estimates and confirm with official figures.
Are these results financial, tax, legal, business, or medical advice?
No. They are educational estimation tools, not professional advice of any kind, and they do not determine loan approval.
How should I choose the right calculator?
Start from a goal in “Start with what you want to do”, use the search box, or filter by category and feature. Each card shows what the tool does and whether it offers charts, scenarios, or a workbook.
Can I use these calculators outside the United States?
Yes. The tools are currency-neutral — you enter your own rates and amounts and read results in your own currency. Tax and legal rules vary by country, so confirm local rules with a local source.
Can I put these calculators on my own website?
Yes. Most tools on this site can be embedded with a single script tag, and results always match the full calculator page. See website calculator widgets for the snippet and options.
Is there a calculator app I can download, or does this work on my phone?
These are free web calculators — no download or app needed. They work the same in any mobile or desktop browser; open the page and use it directly, with no account or installation required.
Do you have an age calculator or date calculator (days between dates)?
Yes. Calculator Matters includes an Age Calculator for calculating exact age from a date of birth, and a Days Calculator for finding the number of days between two dates. There is no separate tool named “Date Calculator” — that date-difference use case is covered by the Days Calculator. You can open both directly from the Calculator Library.
All results are educational and planning estimates only — not financial, tax, legal, business, or medical advice. Verify important decisions with qualified professionals and official sources. See our Methodology, Editorial Policy, Corrections, and Disclaimer.