Investing

Investing Calculators

Model how money could grow over time — one-off and recurring investments, compounding returns, withdrawals, and dividends. Every projection is built from the return, time, and contribution figures you enter, so treat the output as a what-if scenario rather than a forecast. Returns are assumptions, not guarantees.

Growth

InvestingInvestment CalculatorThe master investment growth calculator — lump sum, regular contributions, goal planning, and future- vs present-value, with fees, inflation-adjusted value, scenarios, and a downloadable Excel model.Best for: Projecting how a lump sum or monthly contributions may grow, and the time value of money.InvestingRegular Investment CalculatorProject how regular monthly contributions grow over time — SIP-style investing, dollar-cost averaging, inflation-adjusted value, and long-term goals.Best for: Monthly investing, SIP, and dollar-cost averaging.InvestingRetirement Withdrawal CalculatorEstimate how long your savings may last with regular withdrawals — portfolio drawdown, safe withdrawal rate, inflation, and a year-by-year schedule. Also known as an SWP.Best for: Retirement income, portfolio drawdown, and how long your money will last.

Returns

InvestingROI CalculatorReturn on investment five ways — simple ROI, date-based ROI, net ROI after fees/taxes/income, a reverse target solver, and a two-investment comparison — with gain/loss, annualised ROI (CAGR), and a multi-sheet Excel report.Best for: Judging whether an investment paid off, its annual growth rate, and comparing two options.

Dividends

InvestingDividend Reinvestment CalculatorDRIP and dividend income six ways — full or partial reinvestment, DRIP vs cash, after-tax reinvestment, a dividend income goal solver, a two-investment comparison, yield on cost, and a multi-sheet Excel report.Best for: Dividend income planning and the long-run effect of reinvesting.

Frequently asked questions

Common questions about investing calculators and how to use them.

What calculators are in the Investing section?

A master investment growth tool (lump sum, regular contributions, goal, and future- vs present-value), a Regular Investment (SIP) calculator, a Retirement Withdrawal tool, an ROI calculator (with the annualised return / CAGR), and a dividend reinvestment calculator. Each pairs the formula with a year-by-year or scenario view.

Do these predict or guarantee returns?

No. Every projection uses the return, time, and contribution figures you enter — they are what-if scenarios, not forecasts. Real returns vary with market performance, fees, taxes, inflation, and timing, and are never guaranteed.

Which currency do they use?

They are currency-neutral. Enter amounts in any currency and read the results in the same one — the maths is identical whether you use dollars, pounds, euros, or rupees.

What is the difference between lump-sum and regular investing?

A lump sum invests a single amount once, while regular (SIP) investing adds a fixed amount at intervals. The Investment Calculator handles lump sums, one-off plus recurring contributions, and goal planning; the Regular Investment Calculator focuses on monthly contributions and dollar-cost averaging; and the Retirement Withdrawal Calculator handles drawing money down.

Are these investment advice?

No. They are educational projection tools, not investment advice or recommendations. Returns are assumptions, not guarantees.

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