Home & Energy calculator

Solar Panel Roof-Fit Calculator

Enter your usable roof area to estimate how many solar panels fit, the system size in kW, yearly generation, and a cost, incentive, and payback estimate — with built-in defaults for India, the USA, and the UK, and a custom mode for any other country.

Roof area to system size Yearly generation estimate India subsidy built in Free, no signup

Free, no signup — not a substitute for an installer’s site survey.

Pick your country and enter your usable roof area below. Each step — system size, generation, cost and incentive, and an optional EMI — builds on the last, so you can stop as soon as you have the number you need.

Enter your roof and location

1Your roof & country

Excluding chimneys, vents, skylights, and heavily shaded sections.

Estimated system size

14.29 kW

Panels that fit

~36 panels

at 400W each

2Estimated generation

Adjust for your specific region if you know it.

%

System losses (inverter, wiring, dirt, heat) — 75-85% is typical.

Estimated yearly generation

20,857 kWh

Estimated monthly average

1,738 kWh

3Cost, incentive & payback

PM Surya Ghar central subsidy applied automatically: 78,000 for a 14.3 kW system.

Net cost after incentive

₹779,143

Gross ₹857,143 − incentive ₹78,000

Estimated annual savings

₹146,000

Simple payback period

5.3 years

4Financing (optional)

At a glance

Formula shown
System size = Roof area ÷ area-per-kW. Generation = size × peak sun hours × 365 × performance ratio. Net cost = (size × cost/kW) − incentive.
Scenario support
Roof-fit sizing, generation, cost/incentive/payback, and an optional EMI — for India, the USA, the UK, or any country.
Educational estimate
Planning support from the values you enter — not professional advice.

How the calculation works

Roof fit (sizing)

System size (kW) = Usable roof area ÷ Area per kW

Area per kW defaults to ~70 sq ft (6.5 sq m), already including fire-code setbacks and row spacing.

Generation

Yearly kWh = Size × Peak sun hours × 365 × Performance ratio

Performance ratio (typically 75-85%) covers inverter, wiring, dirt, and heat losses.

Cost, incentive & payback

Payback (years) = Net cost ÷ Annual bill savings

Net cost = (Size × Cost/kW) − incentive. Annual savings = Yearly kWh × electricity rate (+ any export income).

India, USA & UK specifics

India. The calculator applies the PM Surya Ghar Muft Bijli Yojana central subsidy automatically: ₹30,000/kW for the first 2 kW, ₹18,000/kW for the 3rd kW, capped at ₹78,000 for 3 kW and above. Special-category states can receive more — check the official portal for your state. Electricity tariffs are typically slab-based and vary widely by state, from roughly ₹3 to ₹10 per unit; the default here (₹7/kWh) is a starting point, not your bill.

USA. The 30% federal residential solar tax credit (Section 25D) expired for systems installed after December 31, 2025, so this calculator does not assume any federal credit by default — enter a state or utility incentive manually if one applies to you. Solar irradiance varies a lot by state (roughly 3.2 peak sun hours in the cloudiest states up to 6.5 in the sunniest), so adjust the peak-sun-hours figure for your location.

UK. Residential solar installations are zero-rated for VAT (0%) under a relief currently extended through 31 March 2027 — this is normally already reflected in an installer’s quote, so it is not modelled as a separate deduction here. If you plan to export surplus power, add your expected yearly Smart Export Guarantee (SEG) income as the optional export-income figure; SEG rates are set per supplier and commonly range from a few pence to around 20p per kWh.

Worked example

A 1,000 sq ft usable roof in India. At 70 sq ft/kW, that’s about a 14.3 kW system — roughly 36 panels at 400W each. At 5.0 peak sun hours and an 80% performance ratio, that’s about 20,857 kWh a year (around 1,738 kWh/month). At ₹60,000/kW, the gross cost is about ₹8.57 lakh; the PM Surya Ghar subsidy caps at ₹78,000 for a system this size, giving a net cost of about ₹7.79 lakh. At ₹7/kWh, that’s roughly ₹1.46 lakh a year in avoided electricity cost — a simple payback of about 5.3 years.

Doing this in Excel or Sheets

Every figure above rebuilds directly in a spreadsheet: =RoofArea/AreaPerKw for system size, =SystemSize*PeakSunHours*365*PerformanceRatio for yearly kWh, and =(SystemSize*CostPerKw)-Incentive for net cost. There is no separate PDF version — this page is the full formula reference.

Limitations

  • This is a roof-area estimate, not a structural, shading, or electrical assessment — get a professional site survey before purchasing a system.
  • Peak-sun-hours, cost-per-kW, and electricity-rate defaults are general starting points for each country, not your specific location or a current quote.
  • India’s special-category-state subsidy top-up (above the standard ₹78,000 cap) is not modelled — check the official portal for your state.
  • Does not model panel output degradation over time, net-metering rules, or future changes to electricity rates or incentive schemes.

Frequently asked questions

What is a solar panel roof-fit calculator, and how does the formula work?

It turns a usable roof area into an estimated solar system size, using a standard "roof area per kW" rule of thumb (around 70 sq ft, or 6.5 sq m, per kW, which already accounts for fire-code setbacks and spacing between panel rows). From there, system size × peak sun hours × 365 days × a performance-ratio (derate) factor gives an estimated yearly generation in kWh, and system size × cost per kW gives an estimated installed cost.

How do I calculate solar panel roof fit for a home in India?

Select India, enter your usable roof area (in sq ft or sq m), and the calculator estimates your system size in kW and panel count, applies the PM Surya Ghar Muft Bijli Yojana central subsidy automatically based on that system size, and — once you enter a cost per kW and your electricity rate — a net cost and payback period in rupees.

How many solar panels fit on my roof?

Enter your usable roof area (excluding chimneys, vents, skylights, and shaded sections) in the calculator above; it divides that area by the roof space one kW typically needs, then converts the resulting system size into a panel count using the panel wattage you choose (400W by default).

What is the government subsidy for rooftop solar in India?

The PM Surya Ghar Muft Bijli Yojana central subsidy gives ₹30,000 per kW for the first 2 kW, ₹18,000 for the 3rd kW, capped at ₹78,000 total for systems of 3 kW or more. This calculator applies that formula automatically when India is selected. Special-category states can receive a higher amount, which this calculator does not model — check the official portal linked in Sources for your state.

Is this the same as Tata Power Solar’s calculator, or any other installer’s calculator?

No — this is an independent calculator built by Calculator Matters and is not affiliated with, endorsed by, or produced by Tata Power Solar or any other installer or brand. It performs the same kind of roof-area-to-system-size and cost estimate that installer calculators typically offer, using published formulas and government scheme figures rather than any one company’s proprietary pricing.

How do I calculate solar power output in kWh?

Estimated yearly generation (kWh) = system size (kW) × peak sun hours per day × 365 × a performance-ratio factor (typically 0.75-0.85, accounting for inverter losses, wiring, dirt, and heat). The calculator does this for you once it knows your system size and location, and shows both a yearly and a monthly-average figure.

What does rooftop solar cost per kW — is there a price list?

Typical installed cost before incentives is roughly ₹45,000-₹75,000 per kW in India, $2,400-$3,300 per kW ($2.40-$3.30/watt) in the USA, and £1,400-£2,000 per kW in the UK, though actual quotes vary by equipment, roof type, and installer. The calculator pre-fills a starting figure for each country in the Cost & incentive section — replace it with your own quote for an accurate number.

Is there an EMI calculator for a solar loan?

Yes — turn on "I’m financing this" in the Financing section. Enter the share of the net cost you’re borrowing, an annual interest rate, and a tenure in years, and it calculates the monthly EMI and total interest using the standard reducing-balance loan formula.

Is there a solar power calculation formula I can use in Excel, or as a PDF?

There’s no separate PDF, but every formula on this page is written out in full in the Formula section below, so you can rebuild it directly in a spreadsheet: system size = roof area ÷ area-per-kW; generation = system size × peak sun hours × 365 × performance ratio; cost = system size × cost per kW, minus any incentive.

Does the US federal solar tax credit apply in 2026?

No — the 30% federal residential Section 25D credit expired for systems installed after December 31, 2025, under 2025 legislation. This calculator does not assume a federal credit for the USA by default; enter any state, utility, or other incentive you separately qualify for in the "Other incentive" field.

Is residential solar VAT-free in the UK?

Yes — installing solar panels (with the inverter, battery, and labour) on a residential property in the UK is zero-rated for VAT under a relief currently extended through 31 March 2027. This is usually already reflected in an installer’s quoted price, so the calculator treats UK cost per kW as VAT-inclusive already rather than subtracting it separately.

Is there a free online solar panel roof-fit calculator, or an app?

This is a free, online calculator — no signup, download, or app required. It runs entirely in your browser on desktop or mobile.

Can I use this outside India, the USA, or the UK?

Yes — choose "Other / custom," then enter your own peak-sun-hours, cost-per-kW, and electricity-rate figures. The roof-area, generation, and payback formulas work the same way everywhere; only the pre-filled defaults and the automatic subsidy are India/USA/UK-specific.

Does this replace a structural survey or an installer’s site visit?

No. This calculator estimates size, generation, and cost from the figures you enter — it does not assess your roof’s structural suitability, shading, orientation, tilt, or electrical wiring. Get a professional site survey and an installer quote before purchasing a system.

Sources and methodology

Roof-area-to-system-size and generation assumptions follow commonly published rooftop-solar rules of thumb; India’s subsidy formula follows the published PM Surya Ghar Muft Bijli Yojana structure. Country defaults are general, sourced starting points, not a live data feed.

Related calculators

  • Percentage CalculatorSolve X% of Y, what percent X is of Y, reverse percentage, increase/decrease, discounts, and tax, tip, or commission.
  • ROI CalculatorSimple, date-based, and net ROI with annualised ROI (CAGR), a reverse target solver, and a two-investment comparison.
  • Loan CalculatorWork out the monthly payment, total interest, and payoff date for any fixed-rate loan from the amount, rate, and term.

Home & energy disclaimer

This calculator estimates system size, generation, and payback from the roof area, location, and cost figures you enter — it is not a site survey, structural assessment, or installer quote. Government subsidies, tax credits, VAT/GST treatment, and electricity rates vary by country, state, and utility, and change over time; confirm current figures with an official government portal, your utility, or a licensed installer before purchasing a system. This is educational information, not financial, tax, or engineering advice.

How we calculate · Found an error? email us

Authorship & verification

Written and maintained by

  • Formula and examples verified on 5 August 2026
  • Educational estimate only

Add this calculator to your site

Responsive embed — and private: nothing your visitors type leaves their browser.