Mortgage Calculator
Last reviewed 22 September 2026
Made the calculator US-only: the region selector and currency switch are gone, and the UK, Canadian, Indian and Australian versions are now their own calculators with each country’s own rules.
UK Mortgage Calculator
Last reviewed 22 September 2026
Added an automated formula suite checked against HMRC’s published bands and hand-computed payments.
Canadian Mortgage Calculator
Last reviewed 22 September 2026
Added an automated formula suite checked against the CMHC premium table and closed-form payments.
Home Loan EMI Calculator
Last reviewed 22 September 2026
Added an automated formula suite checked against bank-published EMI figures and closed-form balances.
Australian Mortgage Calculator
Last reviewed 22 September 2026
Added an automated formula suite with hand-computed repayments and offset and interest-only identities.
Inflation Calculator
Last reviewed 22 September 2026
Added an automated formula suite against BLS published values.
Fed Rate Impact Calculator
Last reviewed 22 September 2026
Added an automated formula suite.
Education ROI Calculator
Last reviewed 22 September 2026
Added an automated formula suite with the BLS table as the outside authority.
Random Number Generator
Last reviewed 22 September 2026
Added an automated formula suite including a chi-square uniformity test.
Time Calculator
Last reviewed 22 September 2026
Added an automated formula suite with calendar, golden, boundary and round-trip cases.
Dice Roller
Last reviewed 22 September 2026
Added an automated formula suite checked against the published 2d6 and 3d6 tables.
Password Generator
Last reviewed 22 September 2026
Added an automated formula suite; guidance follows NIST SP 800-63B-4.
GDP Calculator
Last reviewed 22 September 2026
Added the income approach: compensation, rent, interest, profits and proprietors’ income plus indirect taxes and depreciation, with net domestic product and the labor share.
Spending Multiplier Calculator
Last reviewed 22 September 2026
Accepted the MPS as well as the MPC, with the multiplier table built from whichever is known.
Real Interest Rate Calculator
Last reviewed 22 September 2026
Retitled around the real return after inflation, and linked the new Fisher equation calculator.
Personal Inflation Rate Calculator
Last reviewed 22 September 2026
Added an automated formula suite with BLS published figures as the outside authority.
Shrinkflation Calculator
Last reviewed 22 September 2026
Added an automated formula suite with the BLS examples as the outside authority.
Federal Poverty Level Calculator
Last reviewed 22 September 2026
Added an automated formula suite with ASPE's published figures as the outside authority.
National Debt Per Person Calculator
Last reviewed 22 September 2026
Added an automated formula suite.
Average Propensity to Consume Calculator
Last reviewed 22 September 2026
Added it to an automated formula suite with golden, independent, property, boundary and structural cases.
Average Propensity to Save Calculator
Last reviewed 22 September 2026
Added it to an automated formula suite with golden, independent, property, boundary and structural cases.
Marginal Propensity to Consume Calculator
Last reviewed 22 September 2026
Added it to an automated formula suite with golden, independent, property, boundary and structural cases.
Marginal Propensity to Save Calculator
Last reviewed 22 September 2026
Added it to an automated formula suite with golden, independent, property, boundary and structural cases.
Consumption Function Calculator
Last reviewed 22 September 2026
Added it to an automated formula suite with golden, independent, property, boundary and structural cases.
Savings Function Calculator
Last reviewed 22 September 2026
Added it to an automated formula suite with golden, independent, property, boundary and structural cases.
National Savings Calculator
Last reviewed 22 September 2026
Added it to an automated formula suite with golden, independent, property, boundary and structural cases.
Private Savings Calculator
Last reviewed 22 September 2026
Added it to an automated formula suite with golden, independent, property, boundary and structural cases.
Public Savings Calculator
Last reviewed 22 September 2026
Added it to an automated formula suite with golden, independent, property, boundary and structural cases.
Net Capital Outflow Calculator
Last reviewed 22 September 2026
Added it to an automated formula suite with golden, independent, property, boundary and structural cases.
Net Exports Calculator
Last reviewed 22 September 2026
Added it to an automated formula suite with golden, independent, property, boundary and structural cases.
Real Exchange Rate Calculator
Last reviewed 22 September 2026
Added it to an automated formula suite with golden, independent, property, boundary and structural cases.
Marginal Propensity to Import Calculator
Last reviewed 22 September 2026
Added it to an automated formula suite with golden, independent, property, boundary and structural cases.
Tax Multiplier Calculator
Last reviewed 22 September 2026
Added it to an automated formula suite with golden, independent, property, boundary and structural cases.
Fisher Equation Calculator
Last reviewed 22 September 2026
Added it to an automated formula suite with golden, independent, property, boundary and structural cases.
Real GDP Calculator
Last reviewed 22 September 2026
Added it to an automated formula suite with golden, independent, property, boundary and structural cases.
Labor Force Calculator
Last reviewed 22 September 2026
Added it to an automated formula suite with golden, independent, property, boundary and structural cases.
Coast FIRE Calculator
Last reviewed 15 September 2026
Explained how to allow for Social Security, a pension or a couple's combined savings.
ROI Calculator
Last reviewed 15 September 2026
Explained that "ROI" on Indian loan documents means the rate of interest, with a link to the Loan Calculator.
Two-Proportion Z-Test Calculator
Last reviewed 15 September 2026
Added how to check the result in Excel (NORM.S.DIST) and on a TI-84 (2-PropZTest), and why its 2-PropZInt interval differs.
Percentage Calculator
Last reviewed 15 September 2026
Added the exam-marks case to the "what percent" question.
Coterminal Angle Calculator
Last reviewed 15 September 2026
Added the 45° case (405° and −315°) to the explanation of coterminal families.
BMI Calculator
Last reviewed 15 September 2026
Pregnancy or breastfeeding now shows the BMI with a notice in place of a category; every category shares one neutral color; the result explains what BMI screens for and adds the National Alliance for Eating Disorders helpline; each source now states what it backs.
TDEE Calculator
Last reviewed 15 September 2026
The weight-loss scenarios now hold the same calorie floors and 2 lb-a-week pace cap; an age under 18 or pregnancy or breastfeeding shows a notice in place of the scenarios; each source now states what it backs.
Calorie Deficit Calculator
Last reviewed 15 September 2026
Every goal method now holds a calorie floor (1,200 female reference, 1,500 male reference) and a 2 lb-a-week pace cap; an age under 18, pregnancy or breastfeeding, or a target below a BMI of 18.5 shows a notice in place of a target; each source now states what it backs.
Time Zone Converter
Last reviewed 15 September 2026
Added a worked example for planning a meeting across time zones.
NPV Calculator
Last reviewed 15 September 2026
Explained how to reproduce the result with Excel’s NPV function without discounting the upfront cost.
Weighted Average Expense Ratio Calculator
Last reviewed 15 September 2026
Added the Excel SUMPRODUCT formula for portfolios with more than four funds.
Cross-Validation Calculator
Last reviewed 13 September 2026
Stated that a tuned error double-counts the tuning and needs a nested procedure.
Partial Least Squares Calculator
Last reviewed 13 September 2026
Stated the overfitting risk that consulting the outcome creates, and when it matters.
Principal Component Regression Calculator
Last reviewed 13 September 2026
Confirmed that using every component reproduces ordinary least squares exactly.
Elastic Net Calculator
Last reviewed 13 September 2026
Confirmed the exact reduction to ridge at a lasso share of zero.
Lasso Regression Calculator
Last reviewed 13 September 2026
Stated why no p-values are offered: selection and estimation used the same data.
Ridge Regression Calculator
Last reviewed 13 September 2026
Shipped a plentiful-data preset where cross-validation correctly declines to shrink.
Tobit Calculator
Last reviewed 13 September 2026
Stated that censoring is not truncation and that a two-part model fits distinct decisions better.
Zero-Inflated Calculator
Last reviewed 13 September 2026
Shipped a preset with no inflation where the model collapses onto the plain Poisson exactly.
Negative Binomial Regression Calculator
Last reviewed 13 September 2026
Compared observed with predicted zeros to separate overdispersion from zero inflation.
Multinomial Logistic Calculator
Last reviewed 13 September 2026
Stated the parameter cost of discarding a genuine ordering.
Ordinal Regression Calculator
Last reviewed 13 September 2026
Noted that sign conventions for ordinal coefficients differ between software packages.
Quantile Regression Calculator
Last reviewed 13 September 2026
Stated that a quantile slope describes the distribution rather than the individuals in it.
Cluster Sample Size Calculator
Last reviewed 13 September 2026
Stated that the equal-size formula understates the requirement when cluster sizes vary.
Design Effect Calculator
Last reviewed 13 September 2026
Stated that this is a planning device rather than a method of analysis.
Mixed Model Calculator
Last reviewed 13 September 2026
Stated that this is method of moments rather than restricted maximum likelihood.
Survival Sample Size Calculator
Last reviewed 13 September 2026
Stated that the formula assumes proportional hazards and what a delayed effect costs.
Competing Risks Calculator
Last reviewed 13 September 2026
Stated that comparing groups needs a different test from the one that matches these curves.
Cox Regression Calculator
Last reviewed 13 September 2026
Stated that a hazard ratio is not a risk ratio and cannot produce a survival probability.
Odds Ratio to Risk Ratio Calculator
Last reviewed 13 September 2026
Stated that the conversion is approximate for an adjusted odds ratio, and why.
Log Loss Calculator
Last reviewed 13 September 2026
Stated the clipping epsilon and how many forecasts hit it.
Brier Score Calculator
Last reviewed 13 September 2026
Stated that Brier scores from different problems are not comparable because of the base rate.
Hosmer-Lemeshow Calculator
Last reviewed 13 September 2026
Stated that the test sees calibration only, which a base-rate forecast passes perfectly.
Poisson Regression Calculator
Last reviewed 13 September 2026
Documented the four causes of overdispersion and which remedy each one calls for.
Logistic Regression Calculator
Last reviewed 13 September 2026
Printed events per parameter, which decides whether any individual coefficient is usable.
VIF Calculator
Last reviewed 13 September 2026
Stated that collinearity damages interpretation rather than prediction.
White Test Calculator
Last reviewed 13 September 2026
Stated that a significant result can mean an omitted non-linear term rather than unequal variance.
Breusch-Pagan Calculator
Last reviewed 13 September 2026
Included a residuals-against-fitted plot beside the statistic.
Influence Diagnostics Calculator
Last reviewed 13 September 2026
Checked every closed form against refits for each row and each coefficient.
Cook's Distance Calculator
Last reviewed 13 September 2026
Computed the distances from a closed form checked against actual leave-one-out refits.
Leverage Calculator
Last reviewed 13 September 2026
Printed the sum of leverages against the parameter count, which trace(H) = p fixes exactly.
Covariance Matrix Calculator
Last reviewed 13 September 2026
Stated that a near-zero entry rules out a straight line rather than a relationship.
Distance Correlation Calculator
Last reviewed 13 September 2026
Made the permutation count a visible control rather than a hidden default.
Multiple Correlation Calculator
Last reviewed 13 September 2026
Printed the sum of unique contributions against R-squared to show how much variance is shared.
Partial Correlation Calculator
Last reviewed 13 September 2026
Documented mediators and colliders as controls that make the adjusted number worse than the raw one.
Hotelling T-Squared Calculator
Last reviewed 13 September 2026
Stated that a significant result does not identify which variable differs.
Mahalanobis Distance Calculator
Last reviewed 13 September 2026
Printed the sum of distances against p(n-1), which must match exactly for any data.
Gauge R&R Calculator
Last reviewed 13 September 2026
Rejected ragged, single-operator and single-trial designs outright rather than returning a plausible-looking number.
Theil-Sen Calculator
Last reviewed 13 September 2026
Checked the estimator against its Kendall-tau characterisation using the site own rank engine rather than against itself.
Concordance Correlation Calculator
Last reviewed 13 September 2026
Corrected two exponents in Lin asymptotic variance before shipping and validated the result against a 4,000-draw simulation at three sample sizes.
Passing-Bablok Calculator
Last reviewed 13 September 2026
Asserted exact recovery of slope and intercept on a noiseless line, as exact equalities rather than tolerances.
Deming Regression Calculator
Last reviewed 13 September 2026
Added a table of the fitted slope across five lambda values, so the sensitivity to the assumption is visible.
Bland-Altman Calculator
Last reviewed 13 September 2026
Listed every subject with its average and difference, and flagged which points fall outside the limits.
Cliff's Delta Calculator
Last reviewed 13 September 2026
Documented where the Romano magnitude bands come from and why they inherit the objections to Cohen conventions.
Hedges' g Calculator
Last reviewed 13 September 2026
Delegated Cohen d to the shared routine used by the effect size calculator and asserted agreement to 1e-14 on 200 designs.
Fleiss' Kappa Calculator
Last reviewed 13 September 2026
Shipped a preset where observed agreement is 0.333333 and expected agreement is identical, so kappa is exactly zero.
Egger's Test Calculator
Last reviewed 13 September 2026
Documented the five causes of funnel asymmetry, only one of which is publication bias.
I² Calculator
Last reviewed 13 September 2026
Made the truncation at zero explicit, including a preset where the raw ratio is -1258.95% and is reported as 0%.
Meta-Analysis Calculator
Last reviewed 13 September 2026
Added log-scale entry for odds, risk and hazard ratios, with the shipped preset pooling to exactly 0.6500.
Mutual Information Calculator
Last reviewed 13 September 2026
Verified that mutual information equals H(X) + H(Y) − H(X,Y) across 150 generated datasets, that it is exactly symmetric in its arguments, and that it never exceeds the smaller of the two entropies.
Cosine Similarity Calculator
Last reviewed 13 September 2026
Explained why Pearson is rarely used on high-dimensional sparse data even where it would be more appropriate — centring turns every zero into a non-zero, so a twelve-multiplication dot product becomes a hundred-thousand-multiplication one.
Jaccard Index Calculator
Last reviewed 13 September 2026
Recorded that all three ignore joint absence, with the practical test for whether that matters: would you be surprised if both sets lacked an item?
Herfindahl Index Calculator
Last reviewed 13 September 2026
Contrasted it with the Gini on the same page: a thousand identical firms have a Gini of 0 and an HHI of 10; two identical firms have a Gini of 0 and an HHI of 5,000. The Gini ignores how many players there are and the HHI does not, which is the whole difference for a competition question.