Tax
Salary TDS spreads your estimated annual tax across the months left, adjusting for whatever has already been deducted.
The year
The employer’s estimate of the full-year tax on this salary. Placeholder — verify.
TDS withheld so far this year, in your local currency.
Months remaining
Months left in the tax year over which to spread the deduction.
Gross annual salary, in your local currency (for context).
Monthly TDS
7,500.00
Tax to deduct from each remaining month’s salary.
Formula verified 13 September 2026
Annual Tax Estimate
90,000
The full-year tax figure used as the basis.
TDS Remaining
90,000
Annual tax still to be deducted over the remaining months.
Educational estimate only — verify rates with your official tax authority. Read the full disclaimer ↓
Estimates only — not financial, tax, or professional advice.
100% private — every number you enter is calculated in your browser and never sent to our servers.
What it calculates: Monthly TDS, Annual Tax Estimate, TDS Remaining.
Updated 5 June 2026 · Transparent assumptions
An employer estimates your annual tax at the start of the year and deducts a twelfth each month. When the estimate changes — a raise, a bonus, a declared investment — the remaining liability is respread across the months left rather than recalculated from scratch.
That is why the monthly deduction jumps rather than drifting. A revision in month nine has only three months to absorb a full year’s correction.
Deductions you declare at the start of the year reduce the estimated annual tax and therefore every monthly deduction. Declaring nothing and investing anyway means over-deduction all year and a refund claimed months later.
The catch is proof. Employers require documentary evidence before a cut-off, usually in the final quarter, and declarations without proof are reversed — which produces a very large deduction in the last month or two.
Bonuses and incentives are added to salary income in the month received and taxed at your marginal rate, which is why the take-home on a bonus is so much lower than the gross suggests.
It also raises the annual estimate, so the months after a bonus often carry a higher regular deduction as well. Both effects are correct, and both surprise people who expected only the bonus itself to be taxed.
This spreads whatever annual estimate you enter. It does not compute that estimate, which depends on your regime choice, exemptions, deductions and any other income you have.
Income outside salary — interest, capital gains, rent, freelance work — is usually not covered by salary TDS at all, and can leave a balance payable at filing along with interest for underpayment of advance tax.
Figures on this page are checked against primary, authoritative sources. Links open in a new tab.
Tax disclaimer
Tax rules vary by country, state, tax year, filing status, income type, deductions, and exemptions. This calculator is educational and uses the values you enter. Always verify final tax treatment with official sources or a qualified tax professional.
How we calculate · Found an error? email us
Published 13 September 2026